金融资产管理工具

资产配置 · 差额分析 · 补投计算
全局配置
总资产: 271,640.18 | 净资产: 257,854.18
资产概览
总持有
27.2万
进阶
5.03万 (18.5%)
稳健
14.41万 (53.0%)
活期
7.73万 (28.5%)
67,910.05
进阶资产
实际 50,277.00
74.0%
138,536.49
稳健资产
实际 144,054.18
100.0%
65,193.64
活期资产
实际 77,309.00
100.0%
进阶资产配置 可买入 可卖出 实际: 50,277.00 / 理论: 67,910.05
卫星层 (目标占比: 30.0%)
基金名称每月定投合理比例定投比例 理论持有实际持有Gap 实际占比工资理论最终补投备注净值份额操作
90.00%4,889.520.00%540.004,889.525,429.52
1.1296
2026-07-14
+1.24%
4806.5990.00
95.00%5,161.160.00%5,161.16570.005,731.16
1.1132
2026-07-14
-1.49%
5148.37
95.00%5,161.160.00%570.005,161.165,731.16
1.1132
2026-07-14
-1.49%
5148.37
80.00%4,346.240.00%4,346.24480.004,826.24
2.1158
2026-07-14
+5.68%
2281.05
80.00%4,346.240.00%480.004,346.244,826.24
2.1158
2026-07-14
+5.68%
2281.05
70.00%3,802.968.68%-563.04420.00-143.04 暂停定投
1.2653
2026-07-14
-0.53%
-113.05
70.00%3,802.968.68%420.00-563.04-143.04 暂停定投
1.2653
2026-07-14
-0.53%
-113.05
40.00%2,173.129.40%-2,551.88240.00-2,311.88 暂停定投
7.3330
2026-07-14
-1.19%
-315.27
40.00%2,173.129.40%240.00-2,551.88-2,311.88 暂停定投
7.3330
2026-07-14
-1.19%
-315.27
0.00%0.009.61%-4,830.000.00-4,830.00
1.9731
2026-07-14
-0.96%
-2447.92
0.00%0.009.61%0.00-4,830.00-4,830.00
1.9731
2026-07-14
-0.96%
-2447.92
0.00%0.004.26%-2,144.000.00-2,144.00
1.1661
2026-07-14
+4.08%
-1838.61
0.00%0.004.26%0.00-2,144.00-2,144.00
1.1661
2026-07-14
+4.08%
-1838.61
0.00%0.005.67%-2,849.000.00-2,849.00加载中
0.00%0.005.67%0.00-2,849.00-2,849.00加载中
0.00%0.006.00%-3,018.000.00-3,018.00加载中
0.00%0.006.00%0.00-3,018.00-3,018.00加载中
0.00%0.005.88%-2,958.000.00-2,958.00加载中
0.00%0.005.88%0.00-2,958.00-2,958.00加载中
卫星总计 · 每月定投375.00
理论持有20,373.01
实际持有24,890.00
占比49.51%
Gap-4,516.99
工资理论2,250.00
最终补投-2,266.99
核心层 (目标占比: 70.0%)
基金名称每月定投合理比例定投比例 理论持有实际持有Gap 实际占比工资理论最终补投备注净值份额操作
250.00%13,582.010.00%1,500.0013,582.0115,082.01
1.8288
2026-07-14
-1.55%
8246.94250.00
220.00%11,952.170.00%11,952.171,320.0013,272.17
2.8531
2026-07-14
-0.21%
4651.84
220.00%11,952.170.00%1,320.0011,952.1713,272.17
2.8531
2026-07-14
-0.21%
4651.84
125.00%6,791.0013.61%-53.00750.00697.00
1.0854
2026-07-14
+1.57%
642.16
125.00%6,791.0013.61%750.00-53.00697.00
1.0854
2026-07-14
+1.57%
642.16
110.00%5,976.0813.02%-569.92660.0090.08
2.3703
2026-07-14
+1.13%
38.01
110.00%5,976.0813.02%660.00-569.9290.08
2.3703
2026-07-14
+1.13%
38.01
65.00%3,531.325.20%919.32390.001,309.32
2.2356
2026-07-14
+0.47%
585.67
65.00%3,531.325.20%390.00919.321,309.32
2.2356
2026-07-14
+0.47%
585.67
55.00%2,988.042.26%1,853.04330.002,183.04
2.9090
2026-07-15
+0.91%
750.44
55.00%2,988.042.26%330.001,853.042,183.04
2.9090
2026-07-15
+0.91%
750.44
50.00%2,716.400.00%2,716.40300.003,016.40
3.2840
2026-07-14
+0.10%
918.51
50.00%2,716.400.00%300.002,716.403,016.40
3.2840
2026-07-14
+0.10%
918.51
0.00%0.009.55%-4,800.000.00-4,800.00
2.2037
2026-07-14
+0.36%
-2178.15
0.00%0.009.55%0.00-4,800.00-4,800.00
2.2037
2026-07-14
+0.36%
-2178.15
0.00%0.006.86%-3,450.000.00-3,450.00
7.3693
2026-07-14
+0.19%
-468.16
0.00%0.006.86%0.00-3,450.00-3,450.00
7.3693
2026-07-14
+0.19%
-468.16
核心总计 · 每月定投875.00
理论持有47,537.03
实际持有25,387.00
占比50.49%
Gap22,150.03
工资理论5,250.00
最终补投27,400.03
稳健基金配置 (目标占比: 100.0%) 可买入 可卖出 实际: 70,902.18 / 理论: 63,034.10
基金名称类型每月定投合理比例定投比例 理论持有实际持有Gap 实际占比工资理论最终补投备注净值份额操作
259.87%29,626.0320.92%1,559.2314,793.0316,352.26加载中
100.08%11,409.176.33%6,919.17600.477,519.64加载中
100.08%11,409.176.33%600.476,919.177,519.64加载中
80.17%9,139.959.88%2,133.96481.042,615.00加载中
80.17%9,139.959.88%481.042,133.962,615.00加载中
63.03%7,185.8933.66%-16,682.11378.20-16,303.91 暂停定投加载中
63.03%7,185.8933.66%378.20-16,682.11-16,303.91 暂停定投加载中
0.00%0.007.29%-5,166.000.00-5,166.00加载中
0.00%0.007.29%0.00-5,166.00-5,166.00加载中
49.76%5,673.078.82%-580.84298.58-282.26 暂停定投--
49.76%5,673.078.82%298.58-580.84-282.26 暂停定投--
0.00%0.0013.10%-9,285.280.00-9,285.28加载中
0.00%0.0013.10%0.00-9,285.28-9,285.28加载中
总资产明细 总资产: 271,640.18
资产名称类型实时金额预支出 实际持有来源备注操作
进阶资产基金50,277.00-50,277.00支付宝自动链接-
稳健基金稳健70,902.18-70,902.18支付宝自动链接-
15,642.00
12,667.00
0.00
0.00
6,455.00
0.00
0.00
61,697.00
49,000.00
5,000.00
总资产(实际持有)271,640.18
负债13,786.00
净资产257,854.18
资产类型汇总
资产类型比例理论需持有实际持有金额差额
进阶%67,910.0550,277.0017,633.05
稳健%138,536.49144,054.18-5,517.69
活期%65,193.6477,309.00-12,115.36
总计 · 占比100.00%
理论总值271,640.18
实际总值271,640.18
总Gap0.00
稳健资产分配
资产类型比例理论投资金额支付宝理论其它理论 支付宝实时非支付宝实时支付宝待处理非支付宝待处理
固收%76,195.0722,858.5253,336.5555,362.9911,455.00-32,504.4741,881.55
固收+%34,634.1234,634.120.0015,539.190.0019,094.930.00
债权%27,707.305,541.4622,165.840.0061,697.005,541.46-39,531.16
分配总计 · 理论投资138,536.49
支付宝理论63,034.10
其他理论75,502.39
支付宝实际70,902.18
其他实际73,152.00
支付宝待处理-7,868.08
其他待处理2,350.39